iinsure 365

For competitive landlord insurance call us now

01273 827090

  • Collective Enfranchisement (buying the freehold of your building)

    3rd January 2020

    What is the legislation under where you can buy your freehold? The legislation that outlines this is the Leasehold Reform Housing and Urban Development Act 1993 (as amended). This has the legal right for the leaseholders of a building, or part of a building to join together and buy the freehold read more

  • Right to manage Director? Are you taking your responsibilities seriously?

    3rd January 2020

    Did you know whether you are a right to manage or resident management companies Director you need to be aware that you have a large amount of duties and liabilities under Company law? Most people don’t appreciate that whilst you are a director it does not limit your liability. Individuals read more

  • Lease extension – Absentee landlords

    3rd January 2020

    We have already dealt with in a previous article most of the details in relation to a lease extension and the qualifying parts and what to do.  We are now dealing with how preparing the tenants notice and what happens if there is an absentee landlord. Preparing a tenants notice The tenants read more

  • Lease extensions and collective enfranchisements – what happens with the service charge disputes?

    3rd January 2020

    You are considering doing a Lease extension or collective enfranchisement. But what happens to the service charge disputes if any. What are service charges? These are charges payable by the leaseholder to the landlord for services the landlord is obliged to carry out under the terms of the lease. They can be read more

  • Does the tenant type increase my insurance premium?

    25th November 2019

    When dealing with your insurance it is important to let your insurance provider know the tenant type. It is very different with landlords if you have tenants that may be on either housing benefit or unemployed i.e. on universal credit. You are no doubt aware that the read more

  • Occupants of commercial properties make difference to premium?

    25th November 2019

    You have a commercial building and you want to rent it out and then take some commercial insurance. You are not sure what planning use you wish to use as the council said that you could have various different trades in the property. Will it affect my insurance? read more

  • What is the criteria for Right to Management?

    22nd November 2019

    Right to manage is only available to leaseholders of flats not houses. It is there to empower leaseholders to take hold of the majority of their property and take responsibility for the management of their block. While the process is simple a landlords consent is not required nor is a court read more

  • Do Landlords Associations save money on insurance?

    22nd November 2019

    Whilst we agree that Landlords Associations do a great job in certain areas, we are not sure that insurance is one of them.   What is the cost of joining a Landlords Association? There is no average as such on joining a Landlords Association but they normally start around the £80.00 mark per read more

  • Appointing a managing agent: Part 2

    29th October 2019

    They need to be aware of the requirements of Data Protection in relation to holding and handling information and who they can give it to.  Overall the guide should include as follows:-

    • Fair and lawful process
    • Processed for limited purposes
    • Adequate, relevant and non-excessive
    • Accurate and up to date
    • Not
    read more

  • Appointing a managing agent: Part 1

    29th October 2019

    If you are a freeholder or Right to Manage Company and you are thinking of employing a managing agent you need to ascertain what they charge and how they do it.  Every managing agent will be different but they have to adhere to the Royal Institute of Chartered Surveyors code read more