Home insurance backed by Royal Sun Alliance
We have arranged home insurance underwritten by Royal Sun Alliance The home insurance is rated five star by the Money Facts Group, the independent researcher of the financial products in the United Kingdom
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Royal Sun Alliance has over 300 years heritage. They are one of the worlds leading multi national quoted insurance groups and we have the product with a reduced cost for our clients.
Royal Sun Alliance have major operations in the United Kingdom, Scandinavia, Canada, Ireland, Asia and the Middle East, Latin America and Central and Eastern Europe. They have the ability to write business in over 140 countries.
The home insurance cover is as follows
- Buildings cover to a maximum of £1,000,000
- Alternative accommodation to 20% of the maximum claim limit for buildings
- Replacement locks and keys £750
- Removal of squatters £10,000
- Trace and access £5,000
- Property owners liability £2,000,000
- Tree, shrubs, plants and lawns £1,500
Optional Cover Extensions
- Accidental damage cover – Up to the buildings or contents maximum claim limit
- Home emergency cover £1,000 per claim
- Personal legal protection up to £50,000
- Optional personal belongings cover
- Maximum unspecified sum insured £20,000
- Single limit item non cycled £2,500
- Single limit item cycled £500
- Personal money £750
- Credit cards £500
- Total maximum specified personal belongings £20,000
- Single specified limit (non cycles) £10,000
- Maximum combined unspecified and specified £20,000
- Single specified limit (cycles £3,000)
- Maximum all specified cycles £5,000
- Maximum numbers of cycles £5,000
Contents as well as follows
- Contents cover maximum claiming at £100
- Theft of contents from an out building or garage £3,000
- Loss of metered oil or water up to the maximum claim limit for contents
- Owners and personal liability £2,000,000
- Employers liability £10,000,000
- Tenants liability 20% of the maximum claim for contents
- Contents temporary removed up to the maximum claim limit for contents
- Rent and alternative accommodation 20% of the maximum claim limit for contents
- Wedding/birthday and religious increase £3,000
- Missing persons belongings £1,000
Standard policy excess amounts
- Standard policy excess £100
- Escape of water £250
- Subsidence, heave or land slip £1,000
