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Blocks of flats insurance


Block of flats insurance covers Apartment blocks, from small to very large. It refers to insurance that has coverage of many residencies within one building. If a house is converted to self-contained flats or purpose built blocks. Insurance brokers consider a property with two or more flats to be a block. This could be either a small block or a large block.


Insuring a single flat within a block can be difficult. A flat in a block can be open to increased risks due to the flats surrounding it. A dedicated block insurance policy covering all possibilities and eventualities is the way to go.


What is a block of flats?


A block of flats is a building that covers more than two self-contained flats or apartments. The owner of a block may act as a landlord or have a flat managed by a third party company acting as a landlord.


Do I need building insurance for a leasehold flat?


Full building liability is part of many block insurance policies. To some degree, any damage to the structure, communal ways or landscape gardens will be within an element of the policy.


Why iInsure365 for blocks of flats insurance?


The process of insuring a block of flats can be complicated. As there are many factors for consideration of compensation in the event of damage. A vehicle or personal asset can have a determined value. Blocks of flats or apartment blocks are not as simple. But we can take out the hassle of dealing with this for you.


We have partnered with some of the UKs leading blocks of flats insurance companies. We ensure that your policy is tailored to cover all potential risks, for all affected parties. If properties are purpose-built or conversions to individual flats or entire blocks. Whether the tenants are leaseholders, DSS tenants or a mix of both your policy will be specific to you.


You will have various options which will include and exclude contents insurance. This will mean that the costs incurred by a sudden loss of water or damage to fittings are covered. The policy would include loss of rent. This may be an issue if your tenants need to find alternative accommodation whilst repairs take place.


Flat Block Insurance to Compare


Ownership and responsibility for a block of flats can vary. Flat ownership and insurance for flats fall into the following categories
  • The freeholder can arrange buildings insurance for the whole block.
  • The flat block may have a managing agent who has the responsibility of insuring the block
  • The leaseholders of a building may decide to take care of the insurance themselves. This is a right-to-manage company.
Buildings Insurance for block of flats can be easily designed to take into account the various ownership structures. It can also cover non-standard risks such as malicious damage and landlords contents insurance. In some cases, residents in blocks of flats rely on Management Companies to handle maintenance and other tasks. The residents of the block of flats may have taken the Right to Manage. In this case, they may be considering looking for a landlord block of flats insurance. The process of looking for such insurance may depend on the size of the block and the elements of cover needed.
There are comparison sites that can be visited online that may help. However, by taking that route they may not be offering a policy of the same standard. For instance cover for things like subsidence, liability insurance, malicious damage and landlords contents insurance. Where specialist insurance is required it is always worth looking into the market to see what is available. We can do that for you and offer various providers. Whether looking to insure a flat in a block, a maisonette or a whole block of flats we can provide you with comprehensive, cheap insurance. Whatever circumstance applies, we can provide the cover you need.

Money Supermarket or the Right Cover?

iInsure365 provide an all risk block insurance policy. This will cover the building as well as liability for the property or flat owners. It can also include contents insurance whether it be for shared areas only or not. We can provide policies for leaseholders that cover the whole building. As well as this, if one flat is vacant it won’t affect the insurance covers for the remaining flats. If you need Block of Flats Insurance, you can be confident that the policy you arrange through iInsure365 will be right for your needs. For a competitive Block of Flats Insurance quote, please fill in the following form.

Cover for blocks of flats larger than ten storeys


Many insurance providers can only cover ten flats per block. We have access to a wide range of property insurers and thus can help you find a policy for your block of flats. Even if it is more than ten. If there is anything unusual about your block of flats, our team are always happy to help you find a solution.


Organizing quotes on building insurance for flats or apartments with leaseholds is known as block insurance or block of flats building insurance. This is a big responsibility even for management companies. We understand that and can help you through the process. You may be a Director of a Residential Management Company (RMC), Right to Manage Company (RTM), members of a residents association, a leaseholder, or a resident who has volunteered to organize the building insurance for your block of flats.


We insure properties of standard and nonstandard construction and have also done a lot of listed building insurance.


We will search our panel of well-known insurers to find you the appropriate level of service and cover at a competitive price so that you don’t have to.


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Please do not hesitate to contact the Chief Executive Charlotte Skinner to discuss this.

Client Testimonials
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I have insured my property with iInsure365 for the last 8 years.Yet, they were able to maintain the cover and the premium which I appreciated them doing.
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