Accidental Damage – Do Landlords Need this in their Insurance?

SHARE POST

What is accidental damage?

Accidents will happen but what does accidental damage cover in your landlords’ insurance? The definition is uniform across insurance policies. It is when damage occurs as a result of an unexpected, non-deliberate, external action. This means that it is unintentional and a one-off incident that harms your property or its contents. Common examples are dropping a laptop or spilling a glass of red wine on a new beige carpet. However, not every policy has accidental damage.

SHARE POST